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The Ultimate R&D Tax Credit Guide

Everything UK businesses need to know about claiming R&D tax relief

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Chapter 1: The Basics

What are R&D tax credits?

R&D tax credits are a UK government tax relief designed to encourage companies to invest in research and development. Companies can reduce their tax bill or claim cash credits worth up to 33% of their R&D expenditure.

SME vs RDEC scheme

SME Scheme

  • • Companies with <500 employees
  • • Turnover <€100m or balance sheet <€86m
  • • Up to 230% deduction or 33% cash credit
  • • More generous relief

RDEC Scheme

  • • Large companies or grant-funded SMEs
  • • Any size company
  • • 13% credit on qualifying costs
  • • Less generous but still valuable

How much can you claim?

SME Example:

£100,000 R&D spend → Up to £33,000 cash credit or £24,700 tax saving

RDEC Example:

£100,000 R&D spend → £13,000 credit (less tax)

Chapter 2: What Qualifies

HMRC's definition decoded

R&D for tax purposes means seeking an advance in science or technology through the resolution of scientific or technological uncertainty.

✓ What Qualifies

  • • Developing new products, processes or services
  • • Making appreciable improvements to existing ones
  • • Using science or technology to overcome uncertainty
  • • Creating new software or algorithms
  • • Failed projects (still qualify!)

✗ What Doesn't

  • • Routine analysis or testing
  • • Market research
  • • Cosmetic or aesthetic improvements
  • • Social science research
  • • Simple adaptation of existing tech

Real-world examples by sector

Software:

Building custom APIs, optimizing algorithms, developing AI/ML solutions

Manufacturing:

New production methods, material testing, automation systems

Food & Beverage:

New recipes, extending shelf life, sustainable packaging

Chapter 3: The Claims Process

Step-by-step walkthrough

  1. 1

    Identify qualifying activities

    Review your projects against HMRC criteria

  2. 2

    Calculate eligible costs

    Staff costs, subcontractors, materials, software

  3. 3

    Prepare technical narrative

    Document the uncertainties and advances

  4. 4

    Submit claim

    Via CT600 or standalone claim

Timelines and deadlines

⏰ Important deadlines:

  • • Corporation tax return: 12 months after accounting period
  • • Standalone claims: 2 years after accounting period
  • • Amendments: 12 months after filing deadline

Chapter 4: Maximizing Your Claim

Often-missed expenses

Direct costs often missed:

  • • Employer pension contributions
  • • Employer NICs
  • • Technical director time
  • • Prototype materials
  • • Cloud computing costs

Indirect costs to consider:

  • • Heat, light, and power
  • • Relevant software licenses
  • • Technical training costs
  • • Patent filing costs
  • • Testing equipment

💡 Pro tip:

Failed projects often have the highest claim values because they involve the most uncertainty and experimentation.

Chapter 5: HMRC Compliance

What HMRC looks for

  • Clear technical narrative: Explaining the uncertainties and how you tried to resolve them
  • Competent professionals: Evidence that qualified people worked on the R&D
  • Contemporaneous evidence: Project plans, emails, technical notes from the time
  • Accurate cost calculations: Clear methodology for apportioning costs

How to support your claim

Essential documentation:

  • • Project timelines and milestones
  • • Technical challenges faced
  • • Failed approaches and learnings
  • • Staff time records
  • • Invoices for materials and subcontractors

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